Qualifying purchases do not include balance transfers, cash advances, convenience checks, disputed or unauthorized purchases, fraudulent transactions, or any other transactions that aren’t eligible to earn rewards. Cardholders enjoy 2% cash-back* on all purchases. There are no restrictions on the type of purchases that earn cash-back. The PayPal Cashback Mastercard will earn you 2% cash-back on every purchase through their Cash Rewards program. PayPal Credit Card Differences In Benefits (In-Depth)Īs you can see from the table above, the most significant differences between these cards are in their rewards and benefits. If you don’t have a PayPal account, you’ll need one to reap the full benefits of these cards, including redeeming cash and points directly to your PayPal account. Both of these cards can be used for purchases anywhere Mastercard is accepted.
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